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tinkerbates
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Financial help once bubba arrives?

Feb 3rd, 2013, 18:50 PM   #1
 
Hi ladies,

I am hoping someone can help.

Currently my partner and I both work full time with me being the main earner. Unfortunately I only get stat mat pay so money will be very tight once I am off.

I have done the online assessments for WFTC, CTC, Housing Benefit and Council Tax relief. However, many people have told me that they are really inaccurate so to not plan my finances by the estimates given.

So, my question is, based on our circumstances, does anyone know roughly what help we might get?

Partner earns 17k, I earn about 21k. I will get a full wage for the first 2 months of the tax year then it will be SMP for 9 months and nothing for the last month. I know nobody can tell me exactly, but a general idea would be great.

Thanks in advance
 
 

 
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mirime
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Feb 6th, 2013, 20:37 PM   #2
 
I'd be interested in knowing too. Our combined income is 33,000 and as far as I know we're not entitled to anything.

My work tops up the maternity pay to half my wage, but that won't be much above the basic level.
 
 

 
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kat1988
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Feb 6th, 2013, 20:55 PM   #3
 
from the sounds of things and this is an estimate based on my circumstances an what me and oh can get..,

before baby
working tax credit

after baby
working tax credit
child tax credit
child benefit
child vouchers (can't remember the proper name)

no one can tell u for sure or how much untill u apply, u can always ask citizens advice they may be able to help more, hopefully that give u somewhere to start at least x
 
 

 
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kat1988
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Feb 6th, 2013, 20:56 PM   #4
 
Quote:
Originally Posted by mirime View Post
I'd be interested in knowing too. Our combined income is 33,000 and as far as I know we're not entitled to anything.

My work tops up the maternity pay to half my wage, but that won't be much above the basic level.
everyone who has a child is entitled to child benefit, u may also qualify for tax credits although your combined income might be too high, u can check the gov website where they've just published new earning limits x
 
 

 
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wifeywifey
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Feb 6th, 2013, 21:06 PM   #5
 
Quote:
Originally Posted by kat1988 View Post
Quote:
Originally Posted by mirime View Post
I'd be interested in knowing too. Our combined income is 33,000 and as far as I know we're not entitled to anything.

My work tops up the maternity pay to half my wage, but that won't be much above the basic level.
everyone who has a child is entitled to child benefit, u may also qualify for tax credits although your combined income might be too high, u can check the gov website where they've just published new earning limits x
The new child benefit system means not everyone qualifies for it if your income is too high you pay it back in taxes however with the combined income should be entitled to it still.
 
 
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Jaxx01
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Feb 6th, 2013, 21:13 PM   #6
 
Do you mean childcare vouchers? It healthy start? I think you're over the threshold for healthy start...

Not sure about the others though xx


 
 

 
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kat1988
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Feb 6th, 2013, 21:44 PM   #7
 
Quote:
Originally Posted by Jaxx01 View Post
Do you mean childcare vouchers? It healthy start? I think you're over the threshold for healthy start...

Not sure about the others though xx

I'm not sure, I know we're near the upper limits for all the things I put below, so u may not get them, but it's worth a try

u should get child benefit on less than 33,000 tho, I would be very suprised if not!
 
 

 
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PyscoFalcon
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Feb 11th, 2013, 13:32 PM   #8
 
Child benafit is 20.30p a week paid monthly. I start getting mine next week when Katie is 1 month old.

Ask around for Sure Start vouchers. Not every council does them tho, it's for milk tokens and fresh fruit and veg.

Can't help you on rest tho as don't qualify for those sorry.
 
 

 
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Jaxx01
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Feb 11th, 2013, 14:04 PM   #9
 
The sure start vouchers are called Healthy Start vouchers at 6.20 a week for under 1 and 3.10 a week for over 1's. they are issued by the government not local councils so if you are on a low income you will qualify x


 
 

 
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